Surya Gold Finance
Is your gold sitting in a bank? Get it back, at today's rate.
We settle the outstanding loan, take your gold out of pledge, and pay you at the day's market rate. Or renew the loan so you keep the jewellery. Across Andhra Pradesh, since 2020.
- Best rate in market
- Weighed in front of you
- No advance fee, ever

Today's rate
The rate we quote is the rate we publish
Not a headline number that changes once your gold is on the scale.
What we do
Five ways we can help
Gold Loan Renewal and Takeover
Behind on a gold loan? We release it and renew it so you keep the jewellery. Read moreSell Your Gold at Today’s Market Rate
Open scales, purity tested in front of you, and the day's published rate. Read moreSpot Cash the Same Day
Settled the same day once the figure is agreed, by cash or straight to your bank. Read moreFree Valuation, No Obligation
Find out what your gold is worth today without agreeing to anything. Read moreHow it works
Four steps, and you can stop at any of them
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1
Call, or send photos on WhatsApp
Tell us whether the gold is with you or pledged, and roughly how much there is. We give you a range straight away.
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2
We check what is outstanding
With the pledge receipt or the loan number we find the exact figure owed, including interest to date.
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3
Weighing and purity, in front of you
You see the scale and the purity reading. Then three numbers on paper: the rate, the deduction, and what is left for you.
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4
You decide, and we settle the same day
If the figure works, we clear the loan and pay the balance by cash or bank transfer. If it does not, you owe us nothing.
What is my gold worth today?
This is an estimate based on the rate published above. The final amount is settled after weighing and purity testing in front of you. Nothing here is an offer or a commitment.
Why families come to us
Nobody plans for the month it all lands at once
These are the reasons people actually walk in. There is no shame in any of them, and we treat every one the same way.
A hospital admission
A deposit is wanted before treatment starts, and it is wanted today.

College and school fees
The last date is fixed and the seat depends on it.
Farming and crop costs
Seed, fertiliser and labour come before the harvest payment does.

A wedding in the family
Costs arrive in one month that were saved for over years.

Keeping a small business going
Stock, rent and wages do not wait for customers to pay.

A notice from the lender
There is a date on it, and before that date almost everything is fixable.
How we work
Four promises, and how to hold us to them
Three numbers, written down
The rate per gram today, what is deducted, and what is left for you. On paper, before anything moves. Ask any firm for these three and see who writes them down.
The scale faces you
Stand where you can read the display and the purity reading. Ask what every deduction is for. Stones and solder are not gold, and we will point at them rather than quietly adjusting a total.
No advance fee, in any circumstance
Nobody legitimate asks you for money before giving you money. If anyone in this trade does, walk away and tell us about it.
We will tell you to do nothing, when that is right
Sometimes staying with your current lender, or simply waiting, leaves a family better off. We would rather lose the transaction than put you in a worse position.
Bring the receipt. Find out where you stand.
A call costs nothing and there is no obligation. We will tell you plainly what your gold is worth today.
